PHILOSOPHY

Our value proposition:

  • A warm human contact with someone who knows how to listen
  • A tailored approach, based on common sense and mutual understanding
  • A sustainable portfolio management philosophy suited for long-term performance

More precisely, in terms of investment philosophy, we have 5 core tenets:

  • Understanding that Investing is about dealing with uncertainty. Trying to predict short-term market movements is a futile and destructive exercise. On the contrary, one must prepare for all eventualities.
  • Designing portfolios to ensure their resilience, using components having the right level of true diversification (i.e. different behaviours). Portfolio construction is the key element of the whole value chain.
  • Taking a long-term view is essential for the performance. A long investment horizon also allows the use of a wider range of financial assets, and a better connection with the real economy.
  • Acting as a sustainable and responsible investor (integrating environmental, social and governance issues in addition to financial criteria) gives a broader analytical capacity, while strengthening the meaning and usefulness of one’s investments.
  • Adapting portfolios to clients (in particular in terms of risk tolerance, but also objectives and philosophy). There is no “one size fits all” in wealth management. Only tailor-making allows success.
©ARM, Fosters Ponds, 1996. Courtesy of Arno-Rafael Minkkinen.